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Best ways to exchange currency and avoid a hefty fee


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With the travel restrictions finally lifted, most people have already finalized their travel plans and made their bookings. They have their passports renewed, air tickets booked, and hotel rooms secured. After all these steps, the next thing you ought to do is to get your hands on the local currency so you can enjoy the local life. You can do so by visiting the Delhi Airport money exchange counter. However, if, for some reason, you fail to get that done, here are some alternative options. Have a look!

What should you know about currency exchange charges?

When you go to another country, you will want to have their currency in hand so you can pay the local vendors. For this, you will have to convert the currency of your nation to the currency of the destination country. Whether you do so at home or abroad, you will be charged more than the real exchange rate for the process. It might be a small charge on paper, but the more money you convert, the more will be the fee.

  1. Use your credit or debit card:

You should use your credit card to get the best deal out of the exchange rate. But, before you follow this advice, check if using the card will levy you the foreign transaction fees. For this, you can review your cardholder agreement and read what it mentions about the transaction fee.

Using a credit or debit card is one of the safest options. This way, you can probably get an exchange rate closest to the market rate. However, you should know that while the card’s issuers decide the exchange rate after considering market conditions, they set their exchange rates themselves. It gets updated daily. So, before you go for a trip, ask the issuer the rate it is using and compare it with the market rate.

Tip: In the case of both Visa and Mastercard, the foreign exchange calculators are posted online. So, you can see the total shopping amount before swiping.

2. Use a local ATM:

Another way to get the local currency is using a debit card at the ATM. However, it would help if you were cautious, as some cards charge an out-of-network transaction fee.

If you are unsure if your Indian ATM will work abroad, you should contact your bank’s customer care. If you are already away, check the processor logos at the ATM to see if it accepts your card’s payment network.

Some banks charge a non-bank usage fee. Thus, it is a good idea to use an ATM of the local or international bank.

3. Order currency before time:

The most cost-effective and convenient option is to order the local currency of the destination currency ahead of time from your bank. Then, you can get the money exchanged at your bank’s branch. However, even in this case, you must be careful about the bank fees.

So, these are a few ways of getting the currency exchanged if you do not want to visit the Delhi Airport money exchange counter.


Conquer Any Airport: Your Essential Guide to a Smooth Journey

Airports can be intimidating, especially for first-time flyers or those navigating unfamiliar terminals. But fear not, intrepid traveler! This comprehensive guide equips you with the knowledge and strategies to conquer any airport with confidence.

Prepping for Takeoff: Be Prepared, Be Organized

  • Plan Ahead: Research your airport layout beforehand. Many airports offer interactive terminal maps online, allowing you to locate your gate, baggage claim, and amenities. If you are traveling to the airport in a car, make sure you know the essential things like T2 parking charges. There’s also an option for park & fly. 

  • Pack Smart: Familiarize yourself with the airline's baggage allowance (weight and size restrictions) to avoid excess baggage fees. Pack a change of clothes in your carry-on luggage in case of checked baggage delays.

  • Download Essential Apps: Most airlines offer user-friendly mobile apps for online check-in, accessing boarding passes, and receiving real-time flight updates. Consider downloading a "flight tracker" app to monitor your flight status and adjust plans accordingly. A translation app can be a lifesaver if traveling internationally.

  • Check In Online: Whenever possible, check in for your flight online 24 hours before departure. This saves you time at the airport and allows you to choose your seat in advance.

At the Airport: Navigate with Ease

  • Arrive Early: Factor in ample time for check-in, security checks, and potential delays. Aim to reach the airport at least two hours before domestic flights and three hours before international flights for a smooth experience. 

  • Security Savvy: Ensure your carry-on luggage complies with size and liquid restrictions. Pack liquids, gels, and aerosols in containers no larger than 100ml and place them in a clear, resealable plastic bag. Organize your belongings beforehand (electronics, belts, etc.) to facilitate a smooth security screening process.

  • Explore the Amenities: Once through security, utilize the airport's amenities to make the wait for your flight more comfortable. Many airports offer Wi-Fi, restaurants, and shopping options. Relax in a comfortable lounge area, grab a coffee, or browse the shops.

Up, Up, and Away: Embrace the Journey

  • In-Flight Expectations: Be prepared for in-flight services to vary depending on the airline and route. While some airlines offer meals and in-flight entertainment, others might not. Pack snacks and entertainment options like books or downloaded movies if you anticipate a long flight without these amenities.

  • Luggage Claim Conundrum: Luggage claim at airports can sometimes be slow. Be patient and wait for the baggage carousel designated for your flight. Consider using baggage tags for easy identification of your luggage.

  • Post-Landing: Pre-book your airport transportation, especially if you're arriving late or traveling to an unfamiliar city. Options include taxis, ride-hailing services, or pre-paid cabs. Knowing your transportation plan beforehand minimizes post-flight stress.

Bonus Travel Tips:

  • Download a currency converter app: This is helpful if you're traveling internationally and need to exchange currency upon arrival.

  • Dress comfortably: Opt for loose-fitting clothing and comfortable shoes for ease of movement during security checks and boarding.

  • Stay hydrated: Carry an empty reusable water bottle to fill after security checks. Staying hydrated is crucial, especially during long flights.

  • Download e-books or podcasts: This keeps you entertained during any potential delays or waiting periods.

  • Be kind and patient: Remember, airport staff and fellow travelers are all trying to reach their destinations. A smile and a little patience go a long way!

With these valuable tips and a positive attitude, you're well on your way to conquering any airport and embarking on a seamless travel experience. So, pack your bags, grab your boarding pass, and get ready to explore the world!